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Posted on: May 10, 2023

State program helps homeowners on past-due housing expenses

A graphic that includes a green border, and says, "Home Help MN."

HomeHelpMN helps eligible homeowners who have fallen behind on housing-related expenses due to the pandemic with up to $50,000 in financial assistance. Homeowners should apply as soon as they become past due.   

HomeHelpMN may be able to assist with past-due payments for: 

  • Property taxes 
  • Mortgage 
  • Contract for deed 
  • Tribal land lease  
  • Manufactured home loan 
  • Lot rent  
  • Homeowner insurance 
  • Homeowner association fees 

Funds are paid directly to the debt holder, mortgage servicer or county. Funds do not need to be paid back. 

Below are a number of flyers in various languages:

Qualified Financial Hardship include  

Reduction of Income: Temporary or permanent loss of income after January 21, 2020, related to the coronavirus pandemic 

Increase in Living Expenses:  Increase in household expenses after January 21, 2020, directly related to the coronavirus pandemic 

Second-time applicants 

If a homeowner already received HomeHelpMN assistance, they may be eligible for additional assistance. If they are experiencing another (or ongoing) COVID-19 related financial hardship, they can submit a new application. The total of all applications cannot exceed $50,000. 

Apply now! 

Funds are limited, so homeowners should apply as soon as possible. Homeowners interested in the program should visit the HomeHelpMN website or call us at 1.800.388.3226.  Call Center agents are available Monday through Friday, 8 a.m. – 6 p.m. CST.  

Funds are still available  

Check fund availability on our Applications Dashboard. Applications received after available funds are reserved may be put on a waitlist, which we will announce in advance.

Questions? Want more information? 

Watch the HomeHelpMN informational webinar.  

Sign up for eNews by visiting  mnhousing.gov/homehelpnews 

Call us at 800.388.3226 or live chat HomeHelpMN website using the chat icon 

Additional resources for Homeowners 

The Minnesota Homeownership Center works one-on-one with homeowners providing free, confidential and comprehensive foreclosure prevention education.  Many advisors offer virtual appointments. 

 

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